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Insurance & Estate Planning


Are your assets protected? If you don't have enough insurance, they may not be.  If you accidentally injure someone, or if someone is injured on your property, they may be able to come after your personal assets if you don't have enough insurance to compensate them for their injuries. And if your family's breadwinner becomes disabled or passes away unexpectedly, you could find yourself unprepared to deal with the sudden lack of income.

Our professionals can help you understand just how important insurance is when it comes to protecting you and your loved ones. With the right insurance products, we can help you mitigate your risk and ensure you're adequately covered.

Products to Help You Manage Risk

A few risk management products include:

  • Cash value life insurance policies, which build value over time and can be cashed out;
  • Term life insurance policies, which provide life insurance for a specified term of years and then expire;
  • Long-term care insurance, which can cover care needed at a nursing home or other long-term care facility;
  • Homeowners' insurance, which covers damage to your home and liability to third parties injured on your property;
  • Auto insurance, which can pay for property damage and medical expenses sustained in an auto accident; and
  • Umbrella insurance, which provides an "umbrella" of coverage over and above your auto, homeowners', and other insurance policies.

Estate Planning

Estate Planning is critical in making sure your wishes are carried out upon your death. We often see people procrastinate in this area, thinking they’re too young or don’t have enough in assets to justify Estate Planning. This is dangerous and as much as all of us would like to avoid thinking about passing away, it’s a crucial piece in your overall Financial Plan. Benefits of proper Estate Planning seek to maximize your heirs’ inheritance, minimize tax and expenses, and overall asset control and preservation. Our team can help you identify insufficient areas in your estate planning, as well as connect you with our Estate Planning attorneys to make sure your documents are valid and updated.

Contact Our Team

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